The Ontario Health Insurance Plan (OHIP) is the provincial government run health plan for Canadians living in Canada. Every Ontario resident is entitle to free access to emergency and preventive medical care under OHIP. Residents of Ontario can go to any participating MD any time they want and the costs are automatically billed to the government through OHIP. It doesn't cover prescription drugs or dental care. The Liberal government there recently de-listed eye exams, chiropractic and physiotherapy, but provisions have been made for minors.

To become eligible for OHIP, you normally have to be a Canadian citizen or have a long term immigration status that is set out by Ontario's Health Insurance Act. You must also make Ontario as your permanent and principal home and must be physically present in Ontario at least 153 days in any 12 month period. A waiting period of 3 months may exist for Canadian citizens or permanent residents returning to Canada  from another country not covered by OHIP. You may want to get Visitors to Canada insurance to cover that period. There are several exemptions for that waiting period, such as for newborns.

Click HERE for OHIP Web Site  and British Columbia's Medical Services Plan (MSP).

To find out more about Canadian health insurance other insurance plans or to get a quote, please click HERE.