• Twitter
  • Facebook
  • Youtube
  • LinkedIn
  • Pinterest
  • Home
  • About Health Cover Canada
  • Contact Information Healthcover.ca
  • Canadian Health Insurance Blog
HealthCover.ca - Health & Dental Coverage for Canada
  • Insurance Plans
    • Health & Dental Insurance
    • International Insurance Plans
  • Why Healthcover.ca
  • Health & Dental
  • Critical Illness
  • Travel Insurance
  • Quote Request
  • Search
  • Menu Menu

Posts

critical illness insurance

Why Canadians Need Critical Illness Insurance

June 1, 2020/0 Comments/in Canadian Health Tips /by Nantanaa Mutharasu

Learn Why Canadians Need Critical Illness Insurance

Surviving serious medical conditions is not easy and the path to recovery can be costly. Critical illness insurance is a new type of insurance where you will get a one-time lump sum payment if you have been diagnosed with a serious condition. This payment may also be tax-free. The best part about this benefit is that you get to decide how you want to spend the money. In this article, we will explore why Canadians need critical illness insurance.

Read more

procedures not covered

Common Health Procedures Not Covered by Your Provincial Medical Plan

April 30, 2020/0 Comments/in Canadian Government Coverage /by David Tompkins

Which Medical Procedures not Covered by Your Provincial Medical Plan

We are lucky in Canada to have a universal healthcare system that covers Canadian residents for most health services. The coverage is not as comprehensive as you would find under a private health plan in the USA, but for the most part, Canadians pay little or nothing directly for this coverage as the healthcare is covered by provincial taxes and also from the Federal Government. Yes, there are gaps and long waiting lists, but overall it is a pretty good system. But we wanted to provide a list of 5 health services and procedures not covered by provincial medical plans and illustrate the need for individual health plans via our website. Read more

Can you afford extended health insurance in Canada?

April 29, 2020/0 Comments/in Health Insurance /by David Tompkins

Extended Health Insurance in Canada – Is it Affordable?

If you don’t have any health or dental coverage or you have lost your employer-sponsored insurance, then you are probably wondering if how much an individual policy costs. Can you afford extended health insurance in Canada if you are out of work, retired or working as an independent contractor or business owner. The other question you need to ask yourself is can you afford to pay significant out of pocket medical expenses that are not covered by your provincial medical system.

What healthcare services are covered by my province?

Basically everyone residing on a permanent basis in Canada is covered by their respective provincial medical plans. In Canada, government health coverage is through a public health system and is available to eligible residents. Canadian citizens and permanent residents can apply for provincial health insurance and it is not too difficult to apply for. In BC, the system is called the Medical Services Plan (MSP). It covers the cost of medically-necessary insured doctor services. This includes anything done at a hospital or your doctor’s office, but also scans, exams, day-patient surgeries and much more. The plans are fully funded by income or payroll taxes in most cases.

extended health insurance in Canada

Yes you have provincial medical coverage, but it has lots of gaps

Yes, remember while coverage is comprehensive, it doesn’t cover everything. Lots of very expensive claims, such as medications, can leave you with some significant bills. Thus, it makes sense to get some individual coverage. Also, provinces generally don’t cover dental claims.

How much does extended healthcare cost?

This depends on a variety of factors such as:

  • Plan you pick
  • Your age and that of your insured dependents
  • The province you live in
  • Options you choose
  • Insurance company rates – they are very similar
  • Quality of the plan
  • If you apply for a new plan, the rate may differ depending on your health history

health insurance in Canada

The bottom line is that it is not too expensive and it can save you a lot of money if you become sick or injured. A chronic illness can also really cause you to incur a lot of claims. Note that your own claims don’t impact your rates once you have a plan in place – they are “pooled” with all the other insurance company clients. You can choose an extended health plan only or add dental coverage.

Get Covered & Receive Peace of Mind with Extended Health Insurance in Canada

Nobody ever thinks bad things will happen to them – but stuff happens and that is why you pay a small premium to have the insurer via Healthcover. ca to be in the background in case you need them. To find out how much, it is really simple. Just get a quote and apply online if you wish.

Health & Dental Quote

Recent Posts

  • Why Canadians Need Critical Illness Insurance
  • How Does Dental Coverage Works for Canadians
  • Quick Guide to Insurance for Single Parents in Canada
  • Prescription Medications Covered Under Canadian Health Plans
  • Top 10 Common Dental Procedures for Canadians

Recent Comments

    HealthCover.ca and Website is a copyright of TFG Global Insurance Solutions Ltd.

    Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact TFG Global Insurance Solutions Ltd. for more information about your specific jurisdiction.

    TFG Global Insurance Solutions Ltd. Better Business Bureau Accredited Business
    • TFG Global Insurance Plans, ltd
    • International Insurance Plans
    • Expat Financial
    • Travel Insurance
    © Copyright - TFG Global - Enfold WordPress Theme by Kriesi
    • Twitter
    • Facebook
    • Youtube
    • LinkedIn
    • Pinterest
    • Home
    • Privacy
    • Legal Disclosure
    • Cookies Policy – HealthCover.ca
    • Contact Information Healthcover.ca
    • Site Map
    Scroll to top
    Like all websites, our site uses cookies. Please read our cookies and privacy disclosures for more information. Find out more.